In the pipeline: INTERESTPOOL
Credit-Fund SME / Credit-platform for institutional / experienced investors only
Underestimated small and medium sized enterprises (SMEs) that are due to traditional selection criteria and credit assessment not in the focus of current market places / Credit-Funds.
Mandatory selection criteria:
An existing ongoing and affordable(!) minimum of ≥30% p.a. effective interest load* for non-bank financing due to lack in further collateral for expanding their exisiting bank-credit-lines.
*e.g. a permanent minimum loss of 3% discount on trade credits (14d/30d) or fees for factoring financing times turn-over-rates (simplified).
Potential revolving credit-volume, mostly in the area of working capital: > 50 bn Euro out of 345 bn Euro total vol. trade credits (Germany only).
„Personalized“ Fintech: Corporate account officers for individual care of customers a core element of the business model. Scaling process hereby not inhibited but promoted.
Liquiditäts- und kostenorientiertes
Finanzmanagement für Unternehmen GmbH